TYPE SEVEN: The Money Monks If they opened their wallets, only moths would fly out! They don’t carry cash, or they might Spend it! Of all the different birds out there, non-spending is close to a religion with this flock. They believe that a penny earned is a penny saved — for a rainy day. But they still wouldn’t go anywhere on a rainy day! Every birdy knows someone (their parents?) who is like this.  Spendit.com Urge-2-Splurge Score 10% ♦◊◊◊◊◊◊ ... [more]